Tools & Calculators › Closing Costs
Closing Cost Estimator
Louisiana-specific closing cost breakdown so there are no surprises at the table.
Purchase Details
Louisiana Homestead Exemption
If this is your primary residence, you may qualify for Louisiana's homestead exemption — which reduces your assessed property value by $75,000, lowering your annual property taxes. Apply through your parish assessor's office after closing.
Estimated Total Closing Costs
$9,889
3.5% of purchase price
Lender Fees
$3,682.00- Loan Origination Fee~1% of loan$2,240.00
- AppraisalThird-party property valuation$525.00
- Credit Report$35.00
- Flood Zone CertificationLouisiana requirement$12.00
- Tax Service Fee$75.00
- Underwriting FeeLender processing$795.00
Title & Settlement
$2,320.00- Title SearchPublic records review$350.00
- Title Insurance~0.4% of purchase price$1,120.00
- Settlement / Closing FeeTitle company or attorney$650.00
- Recording FeesParish clerk of court$200.00
Government Fees
$582.40- LA Mortgage Doc Stamps~0.15% of loan$336.00
- Intangible Tax (LA)~0.11% of loan$246.40
Prepaids & Reserves
$3,304.38- Prepaid Interest~15 days at closing$644.38
- Prepaid Homeowners Ins.First-year premium at closing$1,800.00
- Escrow Reserves Setup2mo insurance + 3mo taxes$860.00
Want an accurate Loan Estimate?
I can connect you with trusted local lenders who will provide a formal Loan Estimate within 3 days of application.
Contact Jeanne* These estimates are based on typical Lafayette Parish, Louisiana closing costs and are for informational purposes only. Actual fees vary by lender, title company, loan program, and transaction specifics. Your lender is required to provide a formal Loan Estimate within 3 business days of application.