Tools & Calculators › Affordability

Affordability Calculator

Enter your income, debts, and down payment to find your realistic home price range.

Your Financial Picture

Based on standard 28/43 DTI guidelines used by most lenders.

$85,000
$30,000$500,000
$400/mo
$0$5,000
$30,000
$0$200,000
7.00%
1%15%
30 yr
10 yr30 yr
0.80%
0.1%3%
$1,800
$0$8,000

Estimated Price Range

$236,000to$278,000

Based on your income and debt profile

At Max Price

  • Monthly Gross Income$7,083
  • Max Housing Payment (DTI)$1,983
  • Estimated PITI Payment$1,983
  • Down Payment$30,000

What is DTI?

Debt-to-income ratio. Many lenders use guidelines near 28% front-end for housing costs and 43% back-end for total monthly debts, though actual qualifying ratios vary by lender, loan program, credit profile, and other factors.

Want a personalized estimate?

I can connect you with trusted local lenders and show you homes in your range.

Contact Jeanne

* Affordability estimates are based on standard 28/43 DTI guidelines and do not account for credit score, loan program requirements, PMI, or lender-specific overlays. Actual qualification may differ. Consult a licensed lender for a formal pre-approval.

CallTextSchedule